How much do you pay for HO insurance?

[candyliquor35m]

$934

A few years ago after all the hurricanes in FL and TS Allison in houston that flooded 50k homes (yes 50k homes), my HO insurance doubled from $600 something to $1200 something so I dropped my liability and contents coverage and that brought it back down to $600 something.

This year when I called my agent to review my policy, she told me rates had come back down a little so I added the liability back on and $10k of contents.

[Mazeroth]

I believe we pay around $450/year for insurance. The home is worth ~ $150k.

[sucks2beme]

I believe we pay around $450/year for insurance. The home is worth ~ $150k.


Triple that for a 180k home in north Texas.

[shadowofnight]

I pay about 2.95 each for my HO insurance....non-ribbed for MY pleasure.

[mrbigbluelight]

Ohhhh .... that was good !

:)

[mrmusicman]

$640 per year here in cali, home value $250k with contents insured up to $150k.This does NOT cover earthquake or flood:(

[Rivrrat]

800 and change. Our agent recently told us we're under insured on the structure. When he told me what the structure was insured for, I realized due to appreciation that he was right.

[TroyD]

why is this: A. anyone else's business B. have to do with anything??

BDT

[Face]

1 million dollars.