I got into a real small accident a few weeks ago. My car has NO damage. The other car was scuffed and has a broken turn signal. I didn't really try to argue who was at fault, cause it was no big deal. I told the guy I'd pay to fix his car... its a 2000 S40... kbb value $2400
He gave me the estimate of : $997 and he wants 3 days rental car... I called the collision shop and they said they have to replace the headlight (even though it's not damaged) to replace the turn signal light. They say they also have to repaint the bumper and replace a trim piece.
I called volvo, and they say the collision shop is lying and they don't have to replace the headlight (300 dollar part, really 150, but they overcharge). My car grazed his with the plastic that goes around the wheel well.... I'm sure the bumper doesn't need to be painted, it simply needs the plastic scuff removed. The collision shop also said there was burgundy paint on the fender and my car isn't even close to that color, nor do I have any paint missing... my car is 100%.
I want to handle this without my insurance but it seems this guy had been hit in the same spot before by a burgundy car, and it seems the collision shop is lying. How should I handle this?